Visit USA Health Insurance
Written by Ray Sondeo on June 29th, 2009
If you thought that your medical insurance would cover you during your trip to the USA then you are wrong! In USA, most of the hospitals will not acknowledge a foreign medical insurance. The result will obviously be a big hole in your pocket in case you meet with a medical emergency. So what is the key to this problem? Visit USA insurance!
Any person visiting the USA can purchase Visit USA medical insurance. It doesn?t matter whether you are visiting USA for academics, professional purpose, or just for having fun. Whatever be your purpose you will be eligible to purchase Visit USA insurance as soon as you start your trip.
Plan A and Plan B are the two plans offered by this insurance for tourists. Coverage of $50,000 per sickness or per injury is provided under plan A. under Plan B the coverage amount per sickness or injury is double that of Plan A. However, if the applicant is more than 80 years old then the coverage amount gets reduced to $10,000.
Three deductibles are offered by this visitors health insurance. They are of $250, $500, and $1,000. After you pay this deductible, the insurance company pays 80% of your medical expenses to a limit of $5000. The family members and dependents of the account holder are also covered by this tourist health insurance.
The insurance is valid for a maximum period of 12 months and for a minimum duration of 15 days. The plan can?t be renewed after the purchase. However, it can be purchased once again for a renewed coverage.
Visit USA insurance provides coverage for accidental death. In case of loss of members, too coverage is provided. Only hands, legs, and eyes are considered as members. The highest amount of dismemberment is provided if it is a case of multiple dismemberment. If death or dismemberment occurs due to an attempt to suicide then no claims are entertained by tourist insurance.
Visit USA medical health insurance will not provide any coverage in cases of pre-contracted medical conditions. The same is applicable in case of expenses related to pregnancy, cosmetic surgery or dental expenses (unless incurred due to accidents), drug misuse etc. The insurance holder cannot claim any coverage if he/she takes part in hazardous sports such as scuba diving, skiing etc.
A perfect medical insurance for tourists is beneficial to every person irrespective of the reason for travel. Traveling to a new country can be enjoyable and secure with Visit USA tourist insurance.
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