Credit Repair – Free and Easy, and Highly Effective!
Written by Dr. Wealth on July 30th, 2010
It is regularly stated that somewhere between sixty two seventy-five percent of all credit reports have errors. If you are being hurt by the errors your creditors have put on your credit report (and you probably are without even being aware of it), then credit repair is a great thing to do and you should do it.
Did you know the law states that everything on your report must be 100% correct. This means that if you dispute an item you don’t think is perfectly accurate, and the creditor fails to respond within the time frame allowed by law, the account will be deleted from that credit bureau’s report. But even if the creditor doesn’t respond to one credit bureau, that does not mean they didn’t respond to the other two. Still, your score likely improved with the bureau that did not receive a response because the negative item was deleted. Clearly, that is a good thing for you.
So, if you just got off the phone with your lender and they told you that you are not approved, you need to write credit repair letters to the credit bureaus and pay as much as you can on your credit cards. Ug. Sure, if time were of no consequence to you, you could do all that and figure it out. But your time is not that easy to come by because you are working hard to feed a family! Or, maybe your lender told you that they cannot do your loan, but you can talk to XYZ credit repair company and for $1200 they will work on repairing your credit, but there is no guarantee it will work!
Let me tell you about a better alternative. CreditBlossom.com is a site that will enable you to produce all your credit dispute letters in minutes and it is completely free to the consumer. If you want to undertake self credit repair, this is the smartest site to get it done with. I have had a number of clients see amazing results with this site. In fact, I’ve seen the old long-hand method of writing the credit dispute letters on your own work too, but this new tool can get the same results in much, much less time.
This entry was posted on Friday, July 30th, 2010 at 1:38 pm and is filed under Huh?. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
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